The bell could be ringing signalling the bottom – we all know there is no bell to signal the true bottom.  But let’s see if Ben Bernanke can ring the bell for us.  CNBC.com and Jim Cramer are looking toward Bernanke for his Plans to Buy up Long term  government bonds – a new step aimed at keeping the country out of recession by lowering rates on mortgages.

Jim Cramer of CNBC’s Mad Money fame – is urging homeowners to refinance and get those potential homebuyers to get their mortgage applications started. 

Do I hear the bell ringing??